Guides
Educational guides to help Americans abroad understand key cross-border topics that can affect their wealth, taxes, and long-term plans
Our Guides
Navigating U.S. financial rules while living overseas isn’t simple. That’s why we create educational guides to help Americans abroad understand key cross-border topics that can affect their wealth, taxes, and long-term plans.
Each guide is designed to explain complex issues clearly – without jargon or product pitches – so you can make informed decisions before speaking with a licensed advisor.
Featured Guide
The PFIC Trap: Why Foreign Funds Can Cost Americans Abroad Thousands
Most Americans abroad are unaware that investing in non-U.S. mutual funds, ETFs, or certain foreign insurance products can trigger Passive Foreign Investment Company (PFIC) taxation. This guide breaks down what PFICs are, how they impact U.S. tax obligations, and why it’s essential to work with an advisor familiar with U.S. cross-border rules.
What’s Inside:
How PFICs work and why they exist
The real tax consequences for Americans abroad
Why foreign advisors often get this wrong
What to ask your advisor before investing
More Guides are Coming Soon
We’re currently preparing new guides to help Americans abroad make smarter financial decisions, including:
Roth IRAs for Expats
What you need to know about contributions, conversions, and access while overseas.
Rolling Over a 401(k) from Abroad
Steps and considerations when accessing old U.S. retirement accounts.
Expat Tax Traps 101
Common mistakes Americans abroad make (and how to avoid them).